Facing Foreclosure in San Antonio? We Understand the Stress
If you’re behind on mortgage payments or dealing with a notice of default, it’s easy to feel overwhelmed. Foreclosure is more than just a legal process—it impacts your home, your finances, and your peace of mind. Many families across San Antonio have found themselves in this situation, whether due to job loss, illness, divorce, or unexpected expenses. Whatever brought you here, you’re not alone—and you’re not out of options.
San Antonio Home Guys works with local homeowners every week who are trying to avoid foreclosure and keep their lives from spiraling. We’ve helped folks in neighborhoods like Alamo Heights, Castle Hills, Southside, and East Terrell Hills find a path forward. Our approach is personal, not corporate. We listen, we act fast, and we keep things simple.
How the Foreclosure Process Works in San Antonio
Texas is a non-judicial foreclosure state, which means banks don’t need to go through court to take your house. This process moves fast. Usually, once you’re about 3 or 4 months behind on payments, your lender will send a notice of default. That’s their warning that the foreclosure process is officially starting.
From there, a notice of sale can be filed at the courthouse, and your home may be scheduled for auction just 21 days later. That short timeline doesn’t leave much room to figure things out. But if you connect with us early enough, we can often help you stop the foreclosure from being finalized. Sometimes even in the final week.
You Still Have Time to Sell—But You Need to Act Now
When homeowners in San Antonio call us, they’re often surprised to learn they can still sell their house—even after receiving an auction notice. That’s where working with San Antonio Home Guys makes all the difference. We buy houses fast, in any condition, and without using agents or banks. Because we use our own funds and close through trusted local title companies, we can often complete a sale in just 7 days.
San Antonio Home Guys makes it easy to take the first step. You don’t need to clean, fix anything, or even pack up everything right away. We understand this is an emotional time. We’ve helped people who were dealing with other life challenges—illness in the family, a death in the home, or a divorce—all while under the pressure of foreclosure. We take care of the paperwork, timelines, and communication with your lender when needed. You just get to breathe again.
Protecting Your Credit and Your Future
Foreclosure can stay on your credit report for up to seven years. It can lower your score significantly and make it harder to qualify for another home loan, even years down the road. But if you sell your house before the foreclosure completes, you may be able to avoid that black mark and the lasting impact it brings.
We’ve seen how quickly things can turn around for someone who chooses to sell and avoid foreclosure. They go from dealing with calls from the bank to having cash in hand and a fresh start. You deserve that outcome, too.
Real Help From People Who Know San Antonio
San Antonio Home Guys isn’t some big hedge fund or out-of-state investor. We’re local folks who understand the San Antonio real estate market. We’ve worked with homeowners from neighborhoods like Woodlawn Lake, Westover Hills, Kirby, and even rural areas outside Loop 1604. That experience means we know how to move fast, how to deal with title issues, and how to keep things private.
Start by filling out our short form or calling us at (210) 526-0400. We’ll talk to you like neighbors, not salespeople. Even if you’re not sure what to do yet, a quick call can make all the difference.
What Makes Our Process Work
Your Situation
Whether you’ve missed one mortgage payment or several, your lender has likely started contacting you with warnings. Maybe you’ve even received a certified letter or posted notice. This is the stage where many San Antonio homeowners start to feel hopeless. But this is also the point where you still have options. The faster you act, the more we can do to help you sell your house and stop foreclosure before it hits your record.
Our Solution
Once you reach out, we review your situation and make a fair cash offer. There are no agents, inspections, or repairs required. You decide when to close, and we take care of the rest. Many times, we’re able to coordinate directly with the lender or title company to delay or halt the foreclosure process entirely. And when we say fast—we mean it. We’ve closed deals in less than a week when time was tight.
Real Results
We helped a family in the East Side who had already received a final foreclosure notice. They thought they had no chance left. Within five days, we were able to close on the house, stop the foreclosure, and give them enough cash to move into a rental. Their credit was protected, and they avoided losing everything. That’s what this process is all about—giving people a second chance without judgment.
Next Steps
If you’re in trouble or just unsure what to do next, the best thing you can do is talk to someone who understands. We offer guidance without pressure. Just a clear path forward. Start with a free offer and decide from there. You’ve got nothing to lose and everything to gain by exploring your options now.
Understanding Foreclosure in San Antonio and Your Options
Foreclosure brings a lot of questions. Many San Antonio homeowners want to know how long they have, what options they can explore, and what foreclosure means for their credit. Below, we’ve broken down some of the most common concerns so you can see what’s ahead and how to protect yourself.
How Long Does the Foreclosure Process Take?
In Texas, foreclosure moves very quickly compared to other states. After you miss a few payments, the lender can file a notice of default. Once that happens, your home can be scheduled for auction in just 21 days. That’s why time is so important. Even if you’ve already received a notice, San Antonio Home Guys may still be able to help you sell fast and stop the foreclosure before the sale happens.
What Options Do Homeowners Have?
Some people try loan modifications or repayment plans with their bank, while others look into short sales or deeds in lieu of foreclosure. These can sometimes work, but they often take more time than you may have. The most direct solution is to sell quickly to a cash home buyer. That way you avoid foreclosure altogether and walk away with cash in hand. San Antonio Home Guys makes that possible here in San Antonio.
What Happens to My Credit Score?
Foreclosure has a lasting impact. Homeowners in San Antonio who let the foreclosure finish often see their credit score drop by 100 to 160 points. The record stays on your report for seven years, making it harder to buy another home, get approved for a loan, or even rent in certain places. By selling before the foreclosure is finalized, you can avoid that damage and give yourself a clean start.
Can I Really Sell My House Fast?
Yes. We’ve helped San Antonio homeowners sell even when they were just days away from an auction. Because we use our own funds, we don’t wait on banks or loan approvals. We work directly with trusted local title companies so you get a smooth and quick closing. It’s common for us to close in just a week. If you’ve been searching for a way to “sell my house fast in San Antonio,” this is it.
Why Act Sooner Rather Than Later?
The foreclosure process in San Antonio doesn’t slow down once it starts. Every day you wait means fewer options. If your home has already been posted for sale at auction, the time left to act is very limited. But if you reach out before that point, we can often still stop the foreclosure and give you a fair cash offer. The sooner you call (210) 526-0400 or fill out our form, the more we can do to help.
Frequently Asked Questions
In San Antonio and throughout Texas, foreclosure moves faster than many people expect. After a few missed payments, lenders often send a notice of default. From there, they can schedule your home for auction in as little as 21 days. Since it’s a non-judicial process, it doesn’t go through court. That’s why it’s important to act quickly. San Antonio Home Guys helps local homeowners sell their houses fast before foreclosure is finalized. You can request an offer now to learn more.
It may not be too late. Even if your house in San Antonio is posted for auction, there’s often still time to sell before the sale happens. San Antonio Home Guys has worked with homeowners just days before foreclosure and helped them close fast. If you have an auction date coming up, call (210) 526-0400 or submit your info immediately.
Foreclosure affects your credit, your finances, and your ability to buy or rent in the future. It can stay on your credit for seven years and drop your score by over 100 points. If you sell your house before the foreclosure is finalized, you can avoid those lasting effects. San Antonio Home Guys helps homeowners avoid foreclosure by offering fast, local solutions in San Antonio.
Yes. Many homeowners in San Antonio stop foreclosure by selling to a cash home buyer like San Antonio Home Guys. Once we have a signed agreement and begin the closing process, your lender is notified. This can often pause or stop the foreclosure entirely. Contact us at (210) 526-0400 for a fast review of your situation.
No repairs are needed. San Antonio Home Guys buys houses in any condition throughout San Antonio. We’ve bought houses with flood damage, fire issues, and even properties that were sitting vacant for years. Don’t waste time or money fixing anything. We’ll take care of it all.
That’s okay. We offer advice without pressure. Sometimes selling is the best option, sometimes it’s not. But knowing your options puts you back in control. Contact San Antonio Home Guys to discuss your situation. Even if we’re not the right fit, we can point you in the right direction.
